Brunswickland Realty - Holden Beach NC real estate

Holden Beach NC Real Estate

Tue, 22 Jun 2010 08:56:00 -0400

Are you searching for a wonderful place to live in? Then Holden Beach NC real estate is the best option one could ever have. It’s a small place which suits all the needs and desires, which is important when searching for property. Not only this, it also offers you the best and top rated facilities, family environment, entertainment, activities and more. Holden Beach NC real estate not only offers a great place to raise a family but is also a very good place for retirees to spend their rest of the lives peacefully and enjoy life to its fullest.

Holden Beach offers every person with whatever they crave for. Be it condos or oceanfront homes, golf course property or water homes, single family homes or residential, they provide you with everything. Holden beach NC real estate is situated in such a way from where you can easily access the beach from just about anywhere. Holden Beach NC real estate also offers you with variety of food choices including fresh calabash style food or home country cooking, BBQ or Italian/Mexican/Japanese cuisine or just a simple sandwich. It provides you with any and every kind of mouth watering food you can think of.

There are also various places for sight-seeing that Holden Beach NC real estate could offer. Lighthouses, ferry rides for your enjoyment, aquariums, historic sites to visit, golf, Broadway variety type shows, battleship, museum, and planetarium are the various places where you could easily spend your time. If you wish to go shopping don’t worry because Holden Beach has many shops along with local areas. You can enjoy a nice walk around town buying whatever your heart desires.

Don’t wait too long, these great prices won’t last long, it would be a shame to miss out on these great real estate savings.

Mortgage Rates Drop, Snapping a 3-Week Climb

Sat, 05 Jul 2008 17:26:00 -0400

The following is an article excerpt from CNNMoney.com by Catherine Clifford.

NEW YORK (CNNMoney.com) -- Rates on 30-year fixed mortgages fell for the first time in three weeks after the Federal Reserve said last week that it expects inflation to level off, according to mortgage backer Freddie Mac.

Freddie Mac (FRE, Fortune 500) said that 30-year fixed-rate mortgages averaged 6.35% with an average 0.6 point in the week ending Thursday, down from 6.45% last week. Last year at this time, the 30-year loan averaged 6.63%.

Last week, the Federal Reserve left its key short-term interest rate unchanged at 2%. For the previous nine months, however, the Fed had cut interest rates seven times. In the written statement released by the central bank at the time of the announcement, the Fed said it expects inflationary pressures to ease later this year, although it remains concerned about increasing oil and commodity prices.

The 15-year fixed rate mortgage this week averaged 5.92% with an average 0.6 point, down from last week when it averaged 6.04%. A year ago at this time, the 15-year fixed rate mortgage averaged 6.30%.

Five-year adjustable-rate mortgages (ARMs) averaged 5.78% this week, with an average 0.7 point, down from last week when it averaged 5.99%. A year ago, the 5-year ARM averaged 6.29%.

One-year ARMs averaged 5.17% this week with an average 0.6 point, down from last week when it was 5.27%. At this time last year, the 1-year ARM averaged 5.71%.

A point, or "discount point," can be purchased at the time of closing to decrease the mortgage rate. Each point costs 1% of the loan amount and each point that a borrower purchases lowers the the loan interest rate.

The Labor Department reported a net loss of 62,000 jobs in the month. The June job loses brought the number of job loses to 438,000 by the U.S. economy in 2008, raising fresh concerns about the weakness of the economy. Given the recent economic data, "homebuyers looking to get out into the marketplace should take advantage of these dips," said Gumbinger.

"If there is a dip - an improvement in interest rates - that makes it a good time to go sign up for a deal," he said. "Don't wait for interest rates to be significantly lower - because the odds don't favor that."

Why a Home Inspection prior to a Holden Beach NC real estate purchase?

Sat, 17 May 2008 15:20:00 -0400

The Federal Citizen Information Center (FCIC) recommends hiring a home inspector before deciding to purchase your home. Purchasing a home is an important decision, one that will be with you for multiple years. Therefore, you need to know the condition of the property to avoid any costly issues and repairs. You would not want to purchase a car from a private owner without having a mechanic check it out, why would you purchase a home on the word of the owner who is trying to get rid of it or an agent that does not specialize in home inspection?

A qualified home inspector will make an unbiased, expert evaluation of the true condition of the interested Holden Beach NC real estate property. They will inspect the structure, construction, mechanical systems (i.e. heating, cooling, electrical, plumbing, etc.), identify what should be repaired or replaced, and the remaining life of such systems.

The inspector will not provide you with an appraisal just a written statement of the homes condition.

Try to find an inspector that is knowledgeable in the market that your property of interest is located. Ask your Holden Beach realty agent about finding a qualified home inspector.